Do you use your RV on a seasonal basis? Consider the situations that you may encounter that would require you to file an insurance claim. Then, update your RV insurance policy to reflect the coverage types you need.
Dwelling Coverage
You may need dwelling coverage if you plan on living in your RV full-time for part of the year. This type of coverage will protect your RV day and night. If your RV is damaged or stolen, the insurance coverage will allow you to make repairs or replacements as needed.
Dwelling coverage will protect the RV’s exterior and interior. This type of coverage will be useful if you are faced with an adverse weather event or criminal activity.
Personal Possession Coverage
If you plan to travel in your RV and bring valuable items with you, you may want to list them in your insurance policy. This type of coverage will protect jewelry, clothing, furnishings, tools, and any other valuable items you will use during your travels.
Roadside Coverage
You may need roadside coverage if you are driving or towing your RV a long distance. Roadside coverage provides protection for unexpected incidents.
This type of coverage may reimburse you for out-of-pocket costs if your RV needs to be repaired. It may cover towing essentials, fuel, mechanical repairs, and other expenses that occur when your RV breaks down.
Upgrades To Your Existing RV Policy
If you are planning on using your RV on a seasonal basis, you may want to speak to one of our agents who serve South Carolina. An insurance agent from C & H Insurance Associates LLC will inquire about your travel plans. They will recommend recreational vehicle insurance products to you.
