Auto Insurance in South Carolina
Only two states in the country don't require car insurance for their drivers, and neither of those states are Georgia or South Carolina. If you live in South Carolina or Georgia, you will need proof of car insurance before operating your vehicle. In South Carolina, a driver risks imprisonment for up to 30 days for even the first offense of operating a vehicle without insurance. Georgia is a bit more lenient on first-time offenders, but uninsured drivers still risk license suspension and jail time of up to a year on subsequent offenses.
Additionally, while staying true to the law has excellent value, auto insurance is essential in its own right as it offers legal and financial protection to its policyholders. Here at C & H Insurance Associates, LLC in Hilton Head, SC, our goal is to help our clients find the best insurance that meets, and in most cases exceeds, state standards and provides them with strong personal protection.
Auto Insurance for South Carolina Drivers and Beyond
If you are in South Carolina or Georgia, then your driver's insurance must meet the following minimum insurance standards both states have set by law:
- $25,000 per person coverage, which means that your insurer agrees to pay up to $25,000 for a person injured in an accident.
- $50,000 bodily injury coverage, which means that your insurer agrees to pay up to $50,000 for medical injuries sustained by all parties injured in an accident.
- $25,000 property damage per accident, which means that your insurer agrees to cover up to $25,000 of physical property damages sustained in an accident, such as repairs to the other person's vehicle or valuable items within the vehicle during the accident.
Get a Quote on South Carolina and Georgia Auto Insurance Today
Remember, while these are the minimum requirements of these two states, there are benefits in going above and choosing add-on policies that will further protect you and your loved ones. Contact our C & H Insurance Associates, LLC team today to learn more.
