Umbrella Insurance in South Carolina
Umbrella Insurance Coverage in South Carolina and Georgia
Umbrella insurance offers you extra liability protection beyond the limitations set by your other insurance policies. C & H Insurance Associates, LLC provides additional umbrella coverage options for your home, vehicles, and other assets.
Some mistakenly believe that only wealthier policyholders or larger businesses benefit from umbrella insurance. This coverage makes sense for many individuals, families, and small businesses. Our Hilton Head, SC agents are aware of how this enhanced coverage may benefit our neighbors in South Carolina and Georgia and look forward to discussing various options.
Personal Umbrella Insurance
This coverage provides additional peace of mind and protects assets if you suffer from events such as slander and libel, mental anguish, false arrest, malicious prosecution, or liability over the policy limits for your home or auto insurance. Some policies may cover legal defense costs associated with liability claims, court or jury verdicts, or wage garnishment.
Talk with an agent at C & H Insurance Associates, LLC about personal umbrella coverage if you answer "yes" to any of these questions:
- Do you own firearms or collectibles?
- Do others use a swimming pool at your home?
- Do you make frequent trips far from home in your personal vehicle?
- Do you have large or aggressive dogs on your property?
Commercial Umbrella Insurance
Businesses in Hilton Head, SC, and nearby South Carolina and Georgia areas should consider additional liability coverage against legal actions. Umbrella coverage goes into effect once other coverage areas have surpassed policy limits.
Talk with an agent at C & H Insurance Associates, LLC about the best level of commercial umbrella coverage for your situation based on these factors:
- Your present coverage and excluded risks.
- Type of business.
- Essential assets that must be protected.
Contact C & H Insurance Associates, LLC Today
Contact C & H Insurance Associates, LLC to discuss the best umbrella insurance coverage options.
