Home Insurance in South Carolina
Our team at C & H Insurance Associates, LLC is proud to provide exceptional home insurance policies for customers throughout South Carolina and Georgia, including those residents of beautiful Hilton Head, SC. Here in the South, quality home insurance is critical due to the region's frequent and high chances of severe thunderstorms and hurricanes.
Yet, natural disasters are not the only reason why homeowners need high-quality home insurance. Your home is, after all, your most valuable asset, and keeping it safe and protected from every type of risk is essential. Getting you the insurance that meets your needs and budget is what our team does best. The following is a quick look at the basics of what to know about home insurance policies in South Carolina and Georgia:
The Essentials of South Carolina & Georgia Home Insurance Policies
- Dwelling: What is a home insurance policy that does not protect the home? The central part of a home insurance policy is what's referred to as dwelling coverage. This dwelling coverage protects the entirety of the house's structure, including floors, roofs, and even cabinetry.
- Personal belongings: The next necessary type of coverage is the coverage of personal belongings within that primary dwelling. You can purchase dwelling insurance for your home insurance policy, but we recommend going this extra step to offer financial protection for those valuable items you add to your home.
- Other structures: Sheds, standalone garages, and similar structures on a property but not physically attached and built simultaneously as the primary dwelling will require add-on other structures insurance.
Contact Our Team to Learn More
These are the three biggest parts of a home insurance plan for a South Carolina or Georgia property, but there are other things to consider as well. Contact our C & H Insurance Associates team in Hilton Head, SC today to start building your perfect policy.
