A flood can be a devastating disaster for anyone’s home, whether it’s due to faulty plumbing, bad weather, or a burst dam. Home insurance can help you recoup most of your losses, but there are a few things you need to keep in mind to minimize losses. This includes the loss of irreplaceable items (including yourself!).
What to Do Immediately
If possible, stop the water at its source. Seal off the place where the water is entering or shut off the water. If you can safely switch off the electricity without stepping in water, do so. Evacuate the premises. If anyone needs medical attention, or if you are stranded with rising water around you, call 911. Once you ensure safety, contact your insurer. If you’re a tenant, notify your landlord. Document everything and clean as you go to prevent mold growth. However, before you start the cleanup and repair process, ask if you need to wait for an adjuster to inspect your home. Ideally, the adjuster should arrive before the mold has time to grow.
C & H Insurance Associates LLC: Serving South Carolina
In disaster situations such as a flood, it’s crucial first to ensure your and your family’s safety. Once that is certain, you can start the process of recouping your losses through your home insurance. If you need home insurance and reside in South Carolina, you can reach out to C & H Insurance Associates LLC. Our courteous and knowledgeable agents will do everything they can to help you find the policy that best suits your needs.
